The Test Driver hereby takes full responsibilities to undertake to indemnify the Equipment Owner against all liabilities for claims, demands, actions, suits, losses, costs, charges, expenses, damages, death, personal injury (whether fatal or otherwise) caused during the test drive. The Test Driver will bear all loss or damage to the vehicle and any other losses, damage, cost and expenses whatsoever and howsoever caused during the test drive, without claiming from the Equipment Owner’s insurance.